PENGARUH LITERASI KEUANGAN, PERENCANAAN ANGGARAN, DAN PENGENDALIAN KAS TERHADAP STABILITAS KEUANGAN PADA PT. SWARNABHUMI MEGA ENERGI DI PALEMBANG

ARIANTI, NUR RESMA (2026) PENGARUH LITERASI KEUANGAN, PERENCANAAN ANGGARAN, DAN PENGENDALIAN KAS TERHADAP STABILITAS KEUANGAN PADA PT. SWARNABHUMI MEGA ENERGI DI PALEMBANG. S-1 thesis, 021008 Universitas Tridinanti.

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Abstract

Abstrak Nur Resma Arianti, Pengaruh Literasi Keuangan, Perencanaan Anggaran, dan Pengendalian Kas pada PT. Swarnabhumi Mega Energi. (Dibawah bimbingan Ibu Sahila, S.E.,M.M dan Ibu Amanda Oktariyani, SE.,M.Si,Ak) Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, perencanaan anggaran, dan pengendalian kas terhadap stabilitas keuangan pada PT. Swarnabhumi Mega Energi. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan Partial Least Square – Structural Equation Modeling (PLS-SEM). Sampel dalam penelitian ini berjumlah 42 responden yang merupakan karyawan perusahaan. Data dikumpulkan melalui kuesioner dan dianalisis menggunakan SmartPLS. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap stabilitas keuangan. Perencanaan anggaran tidak berpengaruh signifikan terhadap stabilitas keuangan. Sementara itu, pengendalian kas berpengaruh positif dan signifikan terhadap stabilitas keuangan. Nilai R-square sebesar 0,907 menunjukkan bahwa variabel independen mampu menjelaskan 90,7% variasi stabilitas keuangan. Kesimpulan dari penelitian ini adalah bahwa pengendalian kas menjadi faktor paling dominan dalam meningkatkan stabilitas keuangan, sedangkan literasi keuangan dan perencanaan anggaran tidak memberikan pengaruh langsung yang signifikan. Kata kunci: literasi keuangan, perencanaan anggaran, pengendalian kas, stabilitas keuangan. xiii ABSTRACT Nur Resma Arianti, "The Influence of Financial Literacy, Budget Planning, and Cash Control on PT. Swarnabhumi Mega Energi." (Under the guidance of Ms. Sahila, S.E., M.M., and Ms. Amanda Oktariyani, S.E., M.Si., Ak.) This study aims to analyze the influence of financial literacy, budget planning, and cash control on financial stability at PT. Swarnabhumi Mega Energi. The research method used was quantitative with a Partial Least Squares – Structural Equation Modeling (PLS-SEM) approach. The sample in this study consisted of 42 respondents who were company employees. Data were collected through questionnaires and analyzed using SmartPLS. The results show that financial literacy has a positive and significant effect on financial stability. Budget planning has no significant effect on financial stability. Meanwhile, cash control has a positive and significant effect on financial stability. The R-square value of 0.907 indicates that the independent variables can explain 90.7% of the variation in financial stability. The conclusion of this study is that cash control is the most dominant factor in improving financial stability, while financial literacy and budget planning do not have a significant direct impact. Keywords: financial literacy, budget planning, cash control, financial stability.

Item Type:	Thesis (S-1)
Subjects:	H Social Sciences > HC Economic History and Conditions
Divisions:	Fakultas Ekonomi > S1 Akuntansi
Depositing User:	Ny NUR RESMA ARIANTI
Date Deposited:	13 Aug 2026 04:13
Last Modified:	13 Aug 2026 04:13
URI:	http://repository.univ-tridinanti.ac.id/id/eprint/11398

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