PENGARUH EFISIENSI OPERASIONAL, KEPUTUSAN INVESTASI, DAN STRUKTUR MODAL TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN PERBANKAN KONVENSIONAL BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA

FAHIRA, NABILA (2026) PENGARUH EFISIENSI OPERASIONAL, KEPUTUSAN INVESTASI, DAN STRUKTUR MODAL TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN PERBANKAN KONVENSIONAL BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA. S-1 thesis, 021008 Universitas Tridinanti.

[img] Text (Bab 1)
NABILA FAHIRA BAB 1_compressed.pdf - Published Version
Download (371kB)
[img] Text (Bab 2)
NABILA FAHIRA BAB 2.pdf - Published Version
Restricted to Repository staff only
Download (483kB) | Request a copy
[img] Text (Bab 3)
NABILA FAHIRA BAB 3.pdf - Published Version
Restricted to Repository staff only
Download (496kB) | Request a copy
[img] Text (Bab 4)
NABILA FAHIRA BAB 4_compressed.pdf - Published Version
Restricted to Repository staff only
Download (429kB) | Request a copy
[img] Text (Bab 5)
NABILA FAHIRA BAB 5.pdf - Published Version
Restricted to Repository staff only
Download (273kB) | Request a copy

Abstract

Abstrak Nabila Fahira, Pengaruh Efisiensi Operasional, Keputusan Investasi, dan Struktur Modal Terhadap Kinerja Keuangan Pada Perusahaan Perbankan Konvensional BUMN Yang Terdaftar di Bursa Efek Indonesia. (Dibawah bimbingan Bapak Yancik Syafitri, S.E., M.Si dan Ibu Dwi Septa Aryani, S.E., M.Si. Ak., CA). Penelitian ini bertujuan untuk menganalilis pengaruh efisiensi operasional, keputusan investasi, dan struktur modal terhadap kinerja keuangan pada perusahaan perbankan konvensional BUMN yang terdaftar di Bursa Efek Indonesia selama periode 2016-2025. Sampel penelitian ini terdiri dari 4 perusahaan dengan total 40 observasi laporan keuangan tahunan. Metode analisis data yang digunakan adalah regresi linear berganda dengan bantuan software SPSS versi 25.0. Hasil penelitian menunjukan bahwa secara simultan efisiensi operasional, keputusan investasi, dan struktur modal berpengaru signifikan terhadap kinerja keuangan, yang ditunjukan oleh nilai F hitung sebesar 35,798 dengan tingkat signifikansi 0,001 (sig. < 0,05). Secara parsial efisiensi operasional yang diproksikan dengan beban operasional terhadap pendapat operasional berpengaruh signifikan terhadap kinerja keuangan dengan nilai t hitung sebesar -5,077 dan signifikansi 0,001. Keputusan investasi yang diproksikan dengan total asset growth berpengaruh signifikan terhadap kinerja keuangan dengan nilai t hitung sebesar -2,391 dan signifikansi 0,022. Serta struktur modal yang diproksikan dengan debt to equity ratio berpengaruh signifikan terhadap kinerja keuangan dengan nilai t hitung sebesar -2,815 dan signifikansi 0,008. . Kata Kunci: Pengaruh Efisiensi Operasional, Keputusan Investasi, Struktur Modal, Kinerja Keuangan. ABSTRACT Nabila Fahira, The Effect of Operational Efficiency, Investment Decisions, and Capital Structure on Financial Performance in State-Owned Conventional Banking Companies Listed on the Indonesia Stock Exchange. (Under the guidance of Mr. Yancik Syafitri, S.E., M.Si. and Mrs. Dwi Septa Aryani, S.E., M.Si., Ak., CA). This study aims to analyze the influence of operational efficiency, investment decisions, and capital structure on the financial performance of state-owned conventional banking companies listed on the Indonesia Stock Exchange during the period 2016–2025. The research sample consisted of 4 companies with a total of 40 annual financial statement observations. The data analysis method used was multiple linear regression with the help of SPSS software version 25.0. The results of the study indicate that operational efficiency, investment decisions, and capital structure simultaneously have a significant effect on financial performance, as evidenced by an F-value of 35.798 with a significance level of 0.001 (sig. < 0.05). Partially, operational efficiency, proxied by the Operating Expenses to Operating Income ratio, has a significant effect on financial performance with a t-value of -5.077 and a significance level of 0.001. Investment decisions, proxied by Total Asset Growth, have a significant effect on financial performance with a t-value of -2.391 and a significance level of 0.022. Furthermore, capital structure, proxied by the Debt to Equity Ratio, has a significant effect on financial performance with a t-value of -2.815 and a significance level of 0.008. . Keywords: Operational Efficiency, Investment Decisions, Capital Structure, Financial Performance.

Item Type: Thesis (S-1)
Subjects: H Social Sciences > HC Economic History and Conditions
Divisions: Fakultas Ekonomi > S1 Akuntansi
Depositing User: Ny NABILA FAHIRA
Date Deposited: 11 Aug 2026 06:22
Last Modified: 12 Aug 2026 03:06
URI: http://repository.univ-tridinanti.ac.id/id/eprint/11362

Actions (login required)

View Item View Item
repository eprints is powered by EPrints 3 which is developed by the School of Electronics and Computer Science at the University of Southampton. More information and software credits.